How to Earn Airline Miles and Hotel Points without a Credit Card

This is how the travel hacking world works in a nutshell: Get a credit card with a huge welcome bonus Scour reward ticket calendars for amazing deals, which are often last minute Take advatange of transfer bonuses to get extra

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Why do people pay for expensive financial advisors?

Derek Sivers famously once said “If information was the answer, then we’d all be billionaires with perfect abs.” But that’s not human beings work. It’s usually not about information but human behavior. And our lizard brains, as much as we

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The Income Limit To Qualify For College Scholarships And Grants

If you’re a personal finance enthusiast with kids, you’ve probably wondered: at what household income level will colleges stop offering scholarships and grants (i.e., free money) to help your child attend? What is that income cutoff? Given that the cost

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